[{"authors":[{"author":"Mithilesh Gidage","prefix":"","suffix":"","degrees":"","orcid_id":"","Twitter_id":"","LinkedIn_id":"","Facebook_id":"","Corresponding-author":"false","Email":"mithilesh.gidage@gmail.com","Phone":"","affiliation":[{"affiliation-id":"1","department":"Fixed Income Engineering (FIDA)","organization":"Morningstar Inc.","street":"22 West Washington Street","postal_code":"60602","city":"Chicago","state":"IL","country":"United States"}]},{"author":"Bright Akwasi Gyamfi","prefix":"","suffix":"","degrees":"","orcid_id":"","Twitter_id":"","LinkedIn_id":"","Facebook_id":"","Corresponding-author":"false","Email":"brightgyamfi1987@gmail.com","Phone":"","affiliation":[{"affiliation-id":"2","department":"Faculty of Management","organization":"Multimedia University","street":"","postal_code":"63100","city":"Cyberjaya","state":"Selangor","country":"MALAYSIA"}]},{"author":"Simplice A. Asongu","prefix":"","suffix":"","degrees":"","orcid_id":"","Twitter_id":"","LinkedIn_id":"","Facebook_id":"","Corresponding-author":"false","Email":"asongusimplice@yahoo.com / asongus@afridev.org","Phone":"","affiliation":[{"affiliation-id":"3","department":"School of Economics","organization":"University of Johannesburg","street":"","postal_code":"","city":"Johannesburg","state":"","country":"South Africa"},{"affiliation-id":"4","department":"","organization":"Tashkent State University of Economics","street":"Islom Karimov 49","postal_code":"100066","city":"Tashkent","state":"","country":"Uzbekistan"},{"affiliation-id":"5","department":"","organization":"The Institute of Convergence Science","street":"Korea University","postal_code":"","city":"Seoul","state":"","country":"South Korea"}]}],"affiliations":[{"affiliation-id":"1","department":"Fixed Income Engineering (FIDA)","organization":"Morningstar Inc.","street":"22 West Washington Street","postal_code":"60602","city":"Chicago","state":"IL","country":"United States"},{"affiliation-id":"2","department":"Faculty of Management","organization":"Multimedia University","street":"","postal_code":"63100","city":"Cyberjaya","state":"Selangor","country":"MALAYSIA"},{"affiliation-id":"3","department":"School of Economics","organization":"University of Johannesburg","street":"","postal_code":"","city":"Johannesburg","state":"","country":"South Africa"},{"affiliation-id":"4","department":"","organization":"Tashkent State University of Economics","street":"Islom Karimov 49","postal_code":"100066","city":"Tashkent","state":"","country":"Uzbekistan"},{"affiliation-id":"5","department":"","organization":"The Institute of Convergence Science","street":"Korea University","postal_code":"","city":"Seoul","state":"","country":"South Korea"}],"Corresponding_author":[]}]